Property Damage
(Various Occupancies – Commercial / Industrial / Specific)

Property Insurance is a first-party insurance that indemnifies the owner or user of property for its loss, or the loss of its income-producing ability, when the loss or damage is caused by a covered peril, such as fire or explosion. In this sense, property insurance encompasses inland marine, boiler and machinery (BM), and crime insurance, as well as what was once known as fire insurance, now simply called property insurance: insurance on buildings and their contents.

Construction Risk

Construction insurance is a broad categorization of insurance policies that provide protection during construction projects.

Machinery Breakdown

Machinery Breakdown insurance is coverage for loss due to mechanical or electrical breakdown of different types of equipment.

Cargo

Cargo Insurance is inland or ocean marine insurance covering property in transit.

Specie (Precious Items)

Specie insurance is a niche product that covers high-value, portable items, like valuable goods, like cash, bullion, diamonds, fine art, valuable documents, and even cryptocurrency, when they're on location, at a third-party location or in transit.