Cover the wealth and assets you have built against unexpected events.
Home contents: Generally cover destruction and damage to a residence’s interior and exterior, the loss or theft of possessions, and personal liability for harm to others’ perils. Three typical levels of coverage are actual cash value, replacement cost, and extended replacement cost / value.
Fire Insurance: Usual coverage for re-building your home if it is damaged by fire outbreak, lightning, typhoons, windstorm, floods, landslides etc.,
Vehicles: Statuary requirements when having vehicles on the road in HK. Depending on coverage enrolled, protect against range from own damage protection to third party property damage and bodily injury.